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GMAC, the auto and mortgage finance company majority owned by Cerberus Capital Management, reported a $2.5 billion loss Thursday as vehicle sales plummeted and the housing slump sent foreclosures higher. The second-quarter loss, GMAC’s fourth straight, compares with profit of $293 million a year earlier, the Detroit-based company said today in a PR Newswire statement. Residential Capital’s loss jumped to $1.86 billion from $254 million a year earlier as the decline in home prices accelerated.